Introduction to Financial Economics
Unit Outlines

Introduction To Financial Economics

AI Generated Intermediate 40 hours 9 topics

Learning Objectives

5 objectives
  • Understand foundational concepts and principles of financial economics and the role of financial markets and institutions.
  • Apply the time value of money concepts to evaluate financial decisions involving present and future values, annuities, discounting, and compounding.
  • Analyze risk and return relationships and assess investment decisions using relevant quantitative methods.
  • Evaluate capital budgeting and capital structure decisions using financial metrics and theories.
  • Explore financial risk management techniques and the influence of behavioral finance on market dynamics and decision-making.

Content Outline

Preview

1. Overview of Financial Economics

  • Introduction to Financial Economics
    • Definition and scope
    • Relationship between finance and economics
  • Key Financial Markets
    • Money markets
    • Capital markets
    • Foreign exchange markets
  • Role of Financial Institutions
    • Banks
    • Investment firms
    • Insurance companies

2. Time Value of Money

  • Concept and Importance
  • Present Value (PV)
    • Definition and calculation
    • Discounting cash flows
  • Future Value (FV)
    • Compounding concepts
    • Calculating future values
  • Annuities
    • Ordinary annuities
    • Annuities due
  • Applications in Financial Decision-Making

3. Risk and Return

  • Understanding Risk
    • Types of financial risk (systematic vs unsystematic)
    • Measuring risk (variance, standard deviation, beta)
  • Expected Return
    • Calculating expected return
    • Risk-return trade-off
  • Investment Decision Making
    • Capital Asset Pricing Model (CAPM) basics
    • Portfolio risk considerations

4. Capital Budgeting

  • Purpose and Importance
  • Evaluation Methods
    • Net Present Value (NPV)
    • Internal Rate of Return (IRR)
    • Payback Period
    • Profitability Index
  • Project Selection Criteria
  • Limitations and Practical Considerations

5. Financial Markets and Instruments

  • Financial Markets Overview
    • Stock markets
    • Bond markets
    • Foreign exchange markets
  • Financial Instruments
    • Stocks (equity securities)
    • Bonds (debt securities)
    • Derivatives (options, futures, swaps)
  • Role in Capital Allocation and Liquidity

6. Portfolio Theory

  • Introduction to Modern Portfolio Theory (MPT)
  • Diversification
    • Benefits and rationale
    • Reducing unsystematic risk
  • Risk Management
  • Efficient Frontier
    • Definition and graphical representation
    • Optimal portfolio selection based on risk-return preferences

7. Capital Structure

  • Definition and Importance
  • Sources of Finance
    • Debt financing
    • Equity financing
  • Trade-offs in Capital Structure Decisions
  • Impact of Leverage on Firm Value
  • Cost of Capital
    • Weighted Average Cost of Capital (WACC)
    • Implications for investment and financing decisions

8. Financial Risk Management

  • Overview of Financial Risks
    • Market risk
    • Credit risk
    • Liquidity risk
  • Risk Management Techniques
    • Hedging with derivatives (options, futures, swaps)
    • Insurance
    • Diversification and asset allocation
  • Institutional and Individual Risk Management Strategies

9. Behavioral Finance

  • Introduction to Behavioral Finance
  • Psychological Biases Affecting Financial Decisions
    • Heuristics
    • Framing effects
    • Overconfidence
    • Loss aversion
  • Implications for Market Efficiency
    • Market anomalies
    • Limits to arbitrage
  • Applications in Investor Behavior and Financial Markets
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Quick Information

Unit Introduction To Financial Economics
Difficulty Intermediate
Duration40 hours
Topics9
CreatedJul 19, 2026
GeneratedJul 19, 2026 22:10

Prerequisites

  • Basic principles of economics
  • Introductory accounting or finance knowledge
  • Fundamental mathematics including algebra and basic statistics

Recommended Resources

  • Bodie, Z., Kane, A., & Marcus, A. J. (2021). Investments (12th Edition). McGraw-Hill Education.
  • Brealey, R. A., Myers, S. C., & Allen, F. (2020). Principles of Corporate Finance (13th Edition). McGraw-Hill Education.
  • Mishkin, F. S., & Eakins, S. G. (2018). Financial Markets and Institutions (8th Edition). Pearson.
  • Shiller, R. J. (2015). Irrational Exuberance (3rd Edition). Princeton University Press.
  • CFA Institute's Investment Foundations Program materials (available online).
  • Online financial calculator tools and spreadsheet software for financial modeling.

Unit Topics

9
Overview of Financial Economics
Introduce the basic concepts and principles of financial economics, including the relationship betwe...
Time Value of Money
Explore the concept of time value of money, including present value, future value, annuities, and th...
Risk and Return
Examine the relationship between risk and return in financial markets, including how investors asses...
Capital Budgeting
Discuss the process of capital budgeting in financial decision-making, including methods for evaluat...
Financial Markets and Instruments
Explore different types of financial markets (e.g., stock markets, bond markets, foreign exchange ma...
Portfolio Theory
Introduce modern portfolio theory, including the concepts of diversification, risk management, and t...
Capital Structure
Discuss the capital structure decisions of firms, including the trade-off between debt and equity fi...
Financial Risk Management
Explore the various techniques and strategies used by individuals and institutions to manage financi...
Behavioral Finance
Examine how psychological biases and emotions influence financial decision-making, including topics...